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Financial Resolutions Everyone Should Make For the New Year

Financial Resolutions Everyone Should Make For the New Year

New Year’s resolutions are a common phenomenon in the United States. People resolve to eat better, lose weight, or stop smoking. Some will fail, but others will be able to maintain their goals. While many seem to make resolutions that pertain to their physical...
Three Reasons Why You May Want to Keep Your Mortgage

Three Reasons Why You May Want to Keep Your Mortgage

As you approach the end of your time in the workforce and look ahead to retirement, you may feel the urge — or even the obligation — to pay down a majority of your debt while you still have discretionary income. While this is an excellent idea in some regards, it may...
Welcome!

Welcome!

This is the first post on David S. Chang’s blog dedicated to taking a smart approach to finance and wealth management. Come back soon!